Muhammad Ammar Rozman
Modal perniagaan merupakan salah satu faktor yang mempercepatkan perkembangan bisnes dan memerlukan jumlah yang banyak. Rakyat Malaysia beruntung kerana menyediakan bantuan modal perniagaan untuk perusahaan kecil dan sederhana dan juga usahawan baru yang ingin menubuhkan perniagaan.
Kebebasan kewangan bermaksud situasi dimana kita masih akan ada duit lebih dan simpanan walaupun sudah berbelanja atau situasi di mana duit bukan lagi menimbulkan kerisauan.
Kementerian Kewangan (MOF) berkata penyusutan mata wang ringgit bukanlah daripada kelemahan asas ekonomi negara mahupun kegagalan daripada kerajaan melalui Bank Negara Malaysia (BNM) dalam mengambil langkah berjaga-jaga.
Invoice factoring is a financial service in which a company sells its accounts receivable (invoices) to a third-party provider (called a factor) in exchange for immediate cash.
Cash flow refers to the inflow and outflow of cash in a business, organization, or individual’s financial system. It is the net amount of cash being received and spent over a period of time.
It is very important for companies to earn profit to its maximum to ensure that no losses will occur. But how do you ensure maximum profit? To achieve this goal, we must focus on customer retention.
Fintech adalah singkatan daripada Financial Technology yang bermaksud Teknologi Kewangan. FinTech merujuk kepada teknologi yang digunakan dalam industri kewangan iaitu perbankan mudah alih, “peer-to peer (P2P)”, “insurtech”, dan sebagainya.
Pada masa ini, kita dapat melihat ramai yang mula menceburi bidang perniagaan sama ada separuh masa ataupun sepenuh masa. Ada juga di antara mereka melakukan perniagaan untuk menambah pendapatan.
Accounts payable refers to the amount of money a business owes to its creditors or vendors for goods or services that have been received, but has not yet paid for. These are typically short-term debts that a company expects to pay within a year.
Debt financing refers to the process of raising capital by borrowing money from a lender and agreeing to repay the principal amount plus interest over a set period of time. In other words, the person who borrows money from a lender must pay it with an interest over a set period of time.